Hello Banking Aspirants! Here’s a golden opportunity to join the banking sector as a Specialist Officer. Punjab & Sind Bank, a Government of India Undertaking, has announced the recruitment of Specialist Officers in Middle Management Grade Scale II (MMGS II) for the year 2025.
The bank is inviting online applications for 190 vacancies for the posts of Credit Manager and Agriculture Manager. This is an excellent chance for experienced professionals to advance their careers in a public sector bank.
Punjab & Sind Bank Recruitment 2025: A Quick Overview
| Bank Name | Punjab & Sind Bank |
| Post Names | Credit Manager & Agriculture Manager |
| Scale | Specialist Officer (MMGS II) |
| Total Vacancies | 190 |
| Application Mode | Online |
| Last Date to Apply | 10th October 2025 |
Important Dates
Mark your calendars! The application window is short, so make sure you don't miss these important dates:
- Online Application Starts: 19th September 2025
- Last Date to Apply Online: 10th October 2025
Vacancy Details 2025
Here is the breakdown of the vacancies for each post:
| Post Name | Scale | Total Vacancies |
|---|---|---|
| Credit Manager | MMGS II | 130 |
| Agriculture Manager | MMGS II | 60 |
Salary & Pay Scale (Estimated In-Hand)
Selected candidates will be appointed in the MMGS II scale, which offers a very competitive salary. The official pay scale is Rs. 64820-2340/1-67160-2680/10-93960.
Estimated In-Hand Salary (For Transparency)
Based on the official pay scale and standard banking allowances like DA, HRA, etc., the estimated monthly in-hand salary for an MMGS II officer is approximately ₹93,000 to ₹98,000. Please note, this is an estimate provided for your reference. The final amount will vary depending on factors like the city of posting and the prevailing rules at the time of joining.
Eligibility Criteria
Candidates must meet the following criteria to be eligible. Please note the different cut-off dates for age and qualifications.
- Age Limit (as on 01.09.2025): Minimum 23 years and Maximum 35 years.
-
Educational Qualification & Experience (as on 10.10.2025):
- Credit Manager: Graduation in any discipline with 60% marks (or CA/CMA/CFA/MBA Finance) along with a minimum of 3 years of experience as a Branch Manager or in credit appraisal in a Scheduled Commercial Bank.
- Agriculture Manager: Bachelor's Degree in Agriculture or allied fields with 60% marks, along with a minimum of 3 years of experience as an officer in the relevant field in a Scheduled Commercial Bank.
Important CIBIL Score Requirement
Please note that candidates must have a healthy credit history with a minimum CIBIL score of 650 or above at the time of joining.
Selection Process
The selection process will consist of the following stages:
- Online Written Test: An online test may be conducted to shortlist candidates. It will have sections on English, General Awareness, and Professional Knowledge.
- Personal Interview: Candidates who qualify the written test will be called for a personal interview.
- Final Merit List: The final selection will be based on the combined scores of the written test and the interview, with 70% weightage given to the written test and 30% to the interview.
Application Fee
| SC/ST/PWD | ₹100 + Applicable Taxes |
| General, EWS & OBC | ₹850 + Applicable Taxes |
Important Links
- 📝 Apply Online - Click Here
- 📄 Official Notification PDF - Click Here
- 🌐 Official Website - Click Here
- 📣 Join Telegram Group - Click Here
- 📢 Join WhatsApp Group for Updates - Click Here
Frequently Asked Questions (FAQs)
Q1: What is the last date to apply for the Punjab & Sind Bank SO Recruitment?
A: The last date to submit your online application is 10th October 2025.
Q2: Is there a CIBIL score requirement for this recruitment?
A: Yes, it is mandatory. Candidates must have a minimum CIBIL score of 650 or above at the time of joining the bank.
Q3: What is the estimated in-hand salary for an MMGS II Specialist Officer?
A: The estimated in-hand salary for an MMGS II officer is approximately ₹93,000 to ₹98,000 per month, based on the official pay scale and standard allowances. The final amount may vary.
Q4: Is there a service bond for selected candidates?
A: Yes, selected candidates will have to execute a service bond for a period of 2 years. The bond amount will be equivalent to three months' gross salary.
Q5: I am a fresher. Can I apply for these posts?
A: No, these posts are for experienced professionals. A minimum of three years of post-qualification work experience is mandatory for both positions as of 10.10.2025.
This recruitment by Punjab & Sind Bank is a great career move for experienced banking professionals. With a handsome salary and the security of a government job, it's an opportunity you should not miss. Ensure you meet the eligibility criteria and apply before the deadline. Good luck!
